VISA DEBIT SAFETY

July 7, 2025

Now that more of our members are receiving their YNCU Visa Debit cards, we want to share some easy tips
to help you keep your card – and your money – safe. These tips are great for all debit cards and can help you
avoid fraud.

Treat your card like cash or credit
Keep your Visa Debit card safe and secure in your wallet or purse. It’s more than just a tap card – treat
it like a credit card.

Shop smart online
Only buy from websites you trust. Look for a padlock symbol and “https” in the address bar – these
show the site is secure.

If it seems too good to be true…
It probably is. Scammers often use fake deals to trick you into giving away your card info.

Watch out for scams
Keep your Visa Debit card safe and secure in your wallet or purse. It’s more than just a tap card – treat
it like a credit card.

Don’t use public WiFi for banking or shopping
Public WiFi isn’t always safe – hackers could be watching what you type.

Protect your personal info
Never share personal or banking info unless you’re 100% sure who you’re talking to.

Pay attention to alerts
If you get a transaction alert you weren’t expecting, call us right away. We’re here 24/7 at 1-888-413-
YNCU (9628), option #2.

Noticed a strange transaction? Before reporting it, check if it might be a split order, a charge under a
different vendor name (like Apple or Google), or a forgotten subscription — and remember, YNCU and Visa
are always here to help keep your account safe.

YNCUniversity is here for all your financial literacy needs. Need one-on-one help? We got you! Reach out to our advisors. Don’t forget to follow us on Instagram and TikTok for more Honest Money Talk tips!