Understanding RRSPs

What is an RRSP and what can it do for you.

Understanding TFSAs

What is a TFSA and what can it do for you.

Comparing RRSPs and TFSAs

Where should you place your money? Let’s look at your two savings options.

First Home Savings Account

One of the primary benefits of an FHSA is the tax-deductible contributions and the advantages
of tax-free growth.

Financial Fitness: Budgeting Basics

Learn how to keep track of your expenses and build a budget.

Financial Fitness: The Credit Book

Learn to make well-informed decisions and use credit wisely.

Student Budget Tracker

Our budget tracker is a great tool to keep track of your finances!

Household Budget Tracker

Monitor your spending and work towards your financial goals with this budget tracker.

Financial Goals Worksheet

Having goals is an important step to becoming financially healthy. Use this worksheet to put your goals on paper – the best way to ensure you stick to them!

Be Fraud Smart

Anyone can be a victim of financial fraud. Protect yourself and your family by being aware and proactive.

Fraud Awareness Tips

Fraud attempts are on the rise and YNCU has some tips help keep you safe!

Counting Coins

Do you know the values of our coins? Help us count how much money we have with this fun activity sheet!

Math Activity

Practice adding and subtracting your dollar values with our math activity sheet!

Design-A-Bill

Get your creative hat on and design your own dollar bill with our custom template!

Word Fit Puzzle

Can you figure out how these words fit together to complete the puzzle?

Colour By Number

Find the sum of each item then use the colour guide to complete the picture!

I-Spy Colouring Game

I-Spy with my little eye… Can you find all the items?

Financial Freedom: Pensions & Retirement

Hear from industry experts as we explore the impact of pensions in our communities, delve into ongoing efforts to enhance retirement security for more Canadians, and discover what we all can do to ensure a secure and fulfilling retirement.

Introduction to Basic Banking

In this course you will learn how to choose the right account for your needs, ways to reduce fees and steps on how to open an account.

Why Filing Taxes in Canada Is a Good Idea

The information provided on this module is simple and basic information and not provided by an accountant. We recommend strongly to seek advice from a tax expert for any tax questions or contact the Canada Revenue Agency (CRA) directly.

Why Filing Taxes in Canada Is a Good Idea

The information provided on this module is simple and basic information and not provided by an accountant. We recommend strongly to seek advice from a tax expert for any tax questions or contact the Canada Revenue Agency (CRA) directly.

Loans: Costs and Obligations

A loan gives you access to the cash you need today, and lets you repay those funds over a period of time. In exchange for this convenience, you’ll need to pay extra fees in the form of interest.

Debt Smarts

According to Statistics Canada data from 2023, the average Canadian owes about $1.85 for every dollar of after-tax income they earn each year.

Building a Healthy Credit History

In this course you will learn about why your credit history matters to you and simple steps to build your credit score.